RHB Group Hospital &
Surgical Insurance

Imagine if you never needed to worry again


RHB Group Hospitalisation & Surgical Insurance

Have you ever thought of what will follow in the event a loved one is hospitalised due to an accident or illness? Not only will your mind be filled with concern for their well being, you wiII also have to contend with the financial expenses.

Why take chances? RHB Group Hospitalisation and Surgical Insurance prepares you for these costly expenses and ensures comprehensive coverage in medical, surgical and hospital costs, ambulance fees and other related medical charges.

RHB Group Hospitalisation and Surgical Insurance offer you a way to be free of the usual hassle in procedures. RHB Group Hospitalisation and Surgical Insurance has been designed to relieve you of this burden with the issue of a Medical Card. Use this Medical Card for guaranteed immediate hospital admission an on discharge, you need only to settle excess charges, if any.

The Medical Card also offers a range of other benefits specially tailored for all policyholders.

Benefits

Hospital Benefit (Accomodation)
  • Hospital room & board (daily max. up to 150 days)
  • Intensive care unit (daily max. up to 20 days)
  • Hospital supplies and services
  • Medical report fee
  • Operating theatre fees
Surgical Benefits
  • Pre-hospital diagnostic tests (31 days prior to admission)
  • Surgical fees
  • Anaesthetist fees
  • Organ transplant
Medical Benefits (Non-Surgical)
  • Pre-hospital specialist consultation (31 days prior to admission)
  • In-hospital physician visit (daily max. up to 150 days)
  • Post-hospital treatment (within 31 days from date of discharge)
Out-Patient Benefits
  • Emergency accidental out-patient treatment (seek treatment within 24 hours and follow up within 14 days)
  • Ambulance fees
  • Out-patient physiotherapy treatment
  • Annual out-patient cancer treatment
  • Annual out-patient kidney dialysis treatment
Other Benefits
  • Government hospital daily cash allowance (up to 150 days)
  • Government service tax
  • Insured's child guardin allowance

Eligibility
  • Your policy may cover spouse and dependent children subject to the following :
    • A spouse who is below the age of sixty (60) at the time of first inclusion. Once included, the spouse may continue to the included up to the age of seventy (70).
    • Unmarried children between the age of thirty (30) days and nineteen (19) years. For dependent children who are fulltime students of institution of higher education, the age limit is twenty-three (23) years.

  • Each family member is entitled to the full benefits up to seperate overall annual limits.

  • Premium will be charged separately for each category according to the plan.

Note : Upgraded Room & Board Co-Payment
If the Insure Person is hospitalised at a Room & Board rate which is higher than his/her eligible benefit, the Insured Person shall bear 20% of the other eligible benefits, described in the Schedule of Benefits for each and every claim.

This is only for viewing For more information, please call RHB Insurance Bhd at 03-92812731 (Monday to Friday during office working hours).