Travel Insurance

TravelProtector Plus Insurance

Imagine if you never needed to worry again.

Overview

“Ensuring Your Travels Are Always Pleasant”. Get Travel Protector Plus from RHB Insurance today!

Travel with Peace-of-Mind knowing you are well-protected with Travel Protector Plus Insurance.

This is a Personal Accident Plan that provides compensation for accidental death, bodily injury or illness and travel inconveniences during your trip.

This product is available for Inbound, Domestic and Oversea traveling.

 

Table of Benefits

BENEFITS	Inbound RM	Domestic RM	Advance (Oversea) RM	Supreme (Oversea) RM
Section 1 - Personal Accident Benefits	100,000*	100,000*	200,000*	300,000*
Section 2 - Medical and Other Expenses 1) Medical and Other Expenses 2) Follow up Treatment up to 30 days      (Post Hospitalization Treatment) 3) Child Care Benefit 4) Compassionate Care / Visit 5) Daily Hospital Income up to 30 days 6) Daily Hospital ICU Income up to 30 days 7) Alternative Medicine	20,000* N/A N/A 1,000* 200 per day N/A 250*	20,000* 30,000* N/A 1,000* 200 per day N/A 250*	200,000* 30,000* 5,000* 5,000* 250 per day 250 per day 500*	300,000* 30,000* 7,500* 7,500* 250 per day 250 per day 1,000*
Section 3 - Medical Evacuation & Repatriation Benefit 1 a) Emergency Medical Evacuation    b) Emergency Medical Repatriation 2. Funeral Expenses	1,000,000* 5,000*	1,000,000* 5,000*	5,000,000* 5,000*	10,000,000* 5,000*
Section 4 - Personal Luggage & Personal Effects 1. Personal Luggage & Personal Effects 2. Loss of Notebook Computer	1,000* N/A	1,000* N/A	5,000* 1,000*	7,500* 1,000*
Section 5 - Luggage Delay (200 every 6 Hours) Payment of RM200 for every six (6) full consecutive hours if the Insured Person’s checked in luggage is delayed.	600*	600*	800*	1000*
Section 6 - Personal Money Payment for loss of the Insured person’s money due to Burglary, Robbery or Snatch Theft	N/A	N/A	500*	1000*
Section 7 – Travel Document Reimbursement of the additional expenses incurred for the replacement of passport/visa, accommodation and transportation due to Burglary, Robbery or Snatch Theft.	N/A	N/A	5,000*	7,500*
Section 8 - Trip Cancellation Reimbursement of the irrecoverable travel and accommodation expenses paid in advance prior to departure should the Insured Person’s Trip be cancelled for covered reasons.	N/A	2,000*	20,000*	30,000*
Section 9 - Trip Curtailment Reimbursement of the unused and non refundable portion of the Trip paid in advance and the additional cost of travel or accommodation expenses incurred should the Insured Person’s Trip be curtailed for covered reasons.	N/A	N/A	20,000*	30,000*
Section 10 - Travel Delay (200 every 6 Hours) Payment of RM200 for every six (6) full consecutive hours of delay from the scheduled departure time.	1,000*	1,000*	3,600*	5,000*
Section 11 - Missed Departure Pays the Insured Person for additional accommodation and travel expenses as a result of failure of Public Transport Services to get you to the departure port, airport or train station at the scheduled departure time.	1,000*	1,000*	2,000*	3,000*
Section 12 - Personal Liability Covers the Insured Person’s Liability for death or accidental bodily injury caused to a third party and accidental loss of or damage to property belonging to any third party.	1,000,000*	1,000,000*	1,000,000*	1,000,000*
Section 13 - Hijacking Incoveniance (Max to RM3,000) Payment of RM1,000 for every twenty four (24) full consecutive hours if during the Insured Person’s Trip the scheduled carrier on which the Insured Person traveling is hijacked.	1,000	1,000	1,000	1,000
Section 14 - Overbooked Flight Payment of RM500 for every six (6) full consecutive hours in the event the Insured Person’s scheduled Common Carrier is overbooked and no alternative Common Carrier is made to available to the Insured Person within six (6) consecutive hours from the original scheduled departure time.	N/A	N/A	2,000	3,000
Section 15 – Travel Postponement Reimbursement on the resulting cost of rebooking by the airlines and Travel Agent prior to departure from Malaysia due to covered reasons.	N/A	N/A	2,000*	3,000*
Section 16 – Loss of Deposit due to Abscond or Insolvency of Travel Agency Reimbursement of the irrecoverable travel deposits or travel fares paid in advance due to insolvency of a cruise line, airline, Travel Agent or tour operator which results in the Insured Person’s Trip being cancelled. (Up to RM3 million per company)	5,000	5,000	5,000	5,000
Section 17- Travel Misconnection Lump Sum payment in the event the Insured Person misses an onward scheduled connecting Common Carrier at the transfer point due to the late arrival of the incoming schedule connecting Common Carrier and no onward Common Carrier is available for six (6) consecutive hours from the original schedule departure time.	250	250	500	750
Section 18 - Credit Card Indemnity Pays for the Insured Person’s outstanding credit card expenses incurred during the Trip in the event that the Insured Person suffers loss of life or sustains permanent total disablement due to an accident.	3,000*	3,000*	6,000*	10,000*
Section 19 - Home Care Lump Sum Payment in the event of a burglary resulting in loss or damage to household contents within the Insured person’s residence in Malaysia which was left vacant for the full duration of the Trip.	N/A	N/A	1,000	2,000
Section 20 - Emergency Medical Assistance Services To provide Insured Person with Asia Assistance emergency medical assistance services on referral and arrangement basis(costs of services rendered are to be borne by the Insured Person).	Available
Section 21 – Terrorism This Policy is extended to cover terrorism except terrorist attacks by chemical biological or nuclear weapon of mass destruction or your direct participation in terrorism acts.	1,000,000*

* Amount up to

 

Table of Premium

Period of Insurance	Inbound Plan and Domestic Plan (RM)
	Individual	Insured & Spouse	Family
1 - 5 days	16	26	36
6 - 10 days	19	33	45
11 - 18 days	24	42	61
16 - 20 days	30	53	77
21 - 31 days	40	69	97
Additional week	8	16	24

 

Period of Insurance	Advance Plan (Overseas/Outbound) (RM)
	Region 1			Region 2			Region 3
	Individual	Insured & Spouse	Family	Individual	Insured & Spouse	Family	Individual	Insured & Spouse	Family
1 - 5 days	27	45	58	36	64	82	45	78	103
6 - 10 days	40	71	92	55	99	129	69	123	162
11- 15 days	54	97	128	74	135	178	94	170	225
16 - 20 days	68	122	161	93	171	224	117	215	285
21 - 31 days	88	161	213	122	225	298	154	284	373
Additional week	18	30	39	24	41	54	30	50	66

 

Period of Insurance	Supreme (Overseas/Outbound) (RM)
	Region 1			Region 2			Region 3
	Individual	Insured & Spouse	Family	Individual	Insured & Spouse	Family	Individual	Insured & Spouse	Family
1 - 5 days	39	70	91	51	96	125	65	121	159
6 - 10 days	56	103	134	75	141	184	95	179	237
11- 15 days	74	137	181	101	189	252	129	245	324
16 - 20 days	90	169	222	123	233	308	157	301	399
21 - 31 days	124	236	311	171	327	432	222	423	560
Additional week	25	47	60	36	64	87	45	82	113

 

Scope of Coverage

• Domestic
  Malaysia only.
• Region 1
  Australia, Bangladesh, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, Laos, Macau, Malaysia,(East to West or vice- versa), Myanmar (Burma),Nepal, New Zealand, Philippines, Singapore, South Korea, Sri Lanka, Taiwan, Thailand and Vietnam.
• Region 2
  Worldwide (excluding the United States of America and Canada).
• Region 3
  Worldwide (including the United States of America and Canada).
• Excluded Countries
  Israel and war-declared countries.

The description above is only a brief summary for a quick and easy reference. For contract details, please visit Our nearest RHB Insurance Branches for more info.

Terms and Conditions apply.