Overview
To suit your investment requirements, RHB Bank can provide you with avenues to invest in a wide range of Money Market and investment products.
The type of money market products offered includes :
Outright NID (RM)
Negotiable Instrument of Deposit (NID) denominated in Ringgit and issued by RHB Bank (authorized bank) as evidence for a minimum period of 1 month at negotiable rates up to 5 years.
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Outright FC – NID
Foreign Currency Negotiable Instrument of Deposit (FC-NID-USD) denominated in US Dollars for minimum 1 month tenure at negotiable rates up to 5 years.
For further queries please contact +603-92806136/6137.
Multi Currency Deposit Account (MCA)
- To facilitate your import/export by saving on cost of exchange and earning on attractive interest rates
- To meet personal needs in term of overseas education or employment
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Treasury Money Market Time Deposit
Treasury Money Market Time Deposit (abbreviation MMTD) is an Interest Bearing Deposit placed with RHB Bank Berhad in an uncollaterized form. MMTD ranks pari passu with other Deposits of the Bank.
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| CURRENCY TYPE |
Denominated in Ringgit Malaysian (RM) |
| TENURE |
Minimum tenure 1 Day
Maximum tenure 364 Days |
| BENEFITS |
Flexibility in cash-flow management and an opportunity in investing in the short term money market with an attractive interest return |
| DEPOSITOR INSTRUCTION |
Verbal instructions then followed by written instruction |
| EARLY REDEMPTION |
No interest shall be given for any Deposit which principal is early or prematurely redeemed by the Depositor. |
| MASTER ACCOUNT OPENING FORM |
Depositors who are placing MMTD Deposits for the first time is required to complete and sign the Master Account Opening Form. |
For further queries please contact +603-92072700.
Treasury Investment Products
To suit your investment requirement, RHB Bank can provide you the opportunity to invest in short and long term instruments. Investment instruments can be divided into two categories :
Short Term to Medium Term
- Outright NID
- Bankers Acceptance (BA's)
- Notes Issuance Facilities (NIF), Revolving Underwriting Facilities (RUF)
- Cagamas Notes / Negara Bills / Treasury Bills
- Money Market Time Deposit (MMTD)
Long Term
- Malaysian Government Securities (MGS)
- Private Debt Securities (PDS) - Corporate Bonds
- Khazanah Nasional Bonds, Danaharta, Danamodal Bonds
- Cagamas Bonds
| INSTRUMENT |
TENURE |
LIQUIDITY |
RISK |
| Outright NID |
1 month - 5 years |
High |
Bank Risk |
| MM Time Deposit |
1 day – 364 days |
High |
Bank Risk |
| Bankers Acceptance |
21 – 365 days |
Not before maturity |
Bank Risk |
| Cagamas Notes |
30 – 364 days |
Average |
Cagamas Risk |
| Cagamas Bonds |
3 – 7 years |
Average |
Cagamas Risk |
| MGS |
3 – 7 years |
Very Good |
Sovereign Risk |
| PDS Commercial Papers |
1, 2, 6, 12 months
(Rating : P1) |
Good |
Corp Risk
unless
Bank Guaranteed |
| PDS Corporate |
1 year & above |
Average |
Corp Risk
unless
Bank Guaranteed |
| Khazanah Bonds |
3, 5, 7 years |
Very Good |
Implicit Government |
| Treasury Bills Notes |
91 – 364 days |
Good |
Sovereign Risk |
| BNM Bills |
91 – 364 days |
Good |
BNM Risk |
