Credit Cards

PlusOne

The credit card that is Always Rewarding

Overview

The RHB PlusOne Credit Card offers you payment flexibility with greater value and choices to reward yourself. Accumulate PlusOne Ringgit Malaysia (P1RM) rebate from all your purchases and enjoy many exciting credit card privileges worldwide.

Enjoy these benefits at Senheng outlets and senQ Digital Stations:

• 2% P1RM for all purchases
• Extra 2-years warranty for all items
• Exclusive members prices all year round
• On-the-Spot Redemption from a choice of 4000 items at multiple of 25P1RM
• 0% interest installment for up to 36 months***

Additional benefits:

• Special invites and best buys during the exclusive PlusOne Members’ Day
• 30% off all service / repair labour cost
• Free delivery for purchases above RM500 throughout Peninsular Malaysia only

Other RHB PlusOne Credit Card Benefits:

• 0.5% P1RM for purchases at all other merchants (except petrol purchases)
• Worldwide acceptance
• Credit limit of up to 2.5 times
• Up to 5 supplementary cards
• Waiver for commission for Travellers Cheques
• Smart Pay for automatic monthly bill payment at participating merchants
• Smart Move with lower rates on Balance Transfers from other credit / charge cards
• Smart Instalment at 0% interest from selected merchants
• Dial-an-Instalment to enjoy low monthly interest for purchases above RM500
• Cash Advance up to 50% of your credit limit

Eligibility

RHB PlusOne Credit Card is open for both Individual and Corporate users.

If your annual income is RM18,000 or more, you are eligible to apply for the RHB PlusOne Credit Card.

To apply, you must be at least 21 years old to be a Principal Cardholder and 18 years old to be a Supplementary Cardholder.

Credit Limits

The minimum credit limit for the RHB PlusOne Credit Card is RM3,000.

Annual Fees

There is no joining fee to own an RHB PlusOne Credit Card. The annual fees are: