The RHB Banking Group is the fourth largest fully integrated financial products and services group in Malaysia. Its four broad categories of businesses – Commercial Banking, Islamic Banking, Investment Banking and Insurance – are collectively grouped under RHB Capital Bhd, which is listed on Bursa Malaysia.

The Group’s businesses are offered through its main subsidiaries – RHB Bank Bhd and RHB Investment Bank Bhd, which are wholly owned by RHB Capital, and RHB Insurance Bhd, which is 79.5% owned by RHB Capital.

Its Islamic Banking Unit, RHB ISLAMIC Bank Bhd, is wholly owned by RHB Bank, while its asset management and unit trust businesses are held under RHB Investment Management Bhd, a wholly owned subsidiary of RHB Investment Bank.

Under a new corporate structure that was implemented in the second half of 2007, the Group’s various businesses have been categorised into four Strategic Business Units (SBUs). These are:

This SBU serves the needs of retail customers as well as small businesses. It forte are “packaged” products, such as Insurance, Wealth Management, Hire Purchase, Cards and Unsecured Loans as well as Secured Loans such as mortgages for individuals as well as SME loans for small and medium size enterprises.

The CIB Strategic Business Unit offers the full range of corporate and investment banking products and services, serving mostly the middle market and large enterprises across selected industries.

For both Muslim and non-Muslim retail and enterprise clients who prefer the unique characteristics offered by Sha’riah compliant financial products and services, RHB Capital offers a wide range of products through its Islamic Banking SBU. These include business loans and investment banking services as well as retail products such as home loans and auto loans that are in compliance with Islamic principles.

RHB Capital’s offshore businesses, particularly its commercial banking operations in Singapore, Thailand and Brunei, as well as its non-ringgit based funding operations in Labuan, are collectively grouped under this SBU.

It is the RHB Banking Group’s aspiration to deliver superior customer experience and shareholder value and therefore be recognised and respected as one of the top financial services groups in Asean.

The Group hopes to achieve these aspirations by helping its customers to succeed and satisfying all their financial needs in line with its vision: “Your Partner for Growth”.