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Easy-ASB - ASB Financing
Invest for your future the easy way. No upfront payment needed. To apply just flash your MyKad.
Unique features:
- On-the-spot approval and disbursement
- Low initial monthly installment amounts from less than RM65 per month
- Attractive annual dividends and return on your investments
Benefits:
- Get the Easy Visa Debit Card with the approved loan
- Convenient monthly repayment through standing instruction
Product Features
| Interest Rate
|
Term Loan: BLR - 1.2%p.a |
| Loan Tenure |
Minimum 10 years
Maximum 25 years |
| Loan Amount |
Minimum RM10,000
Maximum RM200,000
|
| Margin of Advance |
100% |
| Mode of Repayment |
Standing Instruction |
| Custodian Fee |
RM200 |
| Exit Fee |
3% of approved loan amount if settled within the first 3 years |
Easy-ASB Repayment Schedule
| Loan Amount (RM) |
Monthly repayment amount (RM) |
| 10 Years |
15 Years |
20 Years |
25 Years |
| 10,000 |
109 |
82 |
69 |
61 |
| 20,000 |
217 |
163 |
137 |
122 |
| 30,000 |
325 |
244 |
205 |
183 |
| 40,000 |
433 |
325 |
273 |
244 |
| 50,000 |
541 |
406 |
342 |
305 |
| 60,000 |
649 |
488 |
410 |
365 |
| 70,000 |
757 |
569 |
478 |
426 |
| 80,000 |
865 |
650 |
546 |
487 |
| 90,000 |
973 |
731 |
615 |
548 |
| 100,000 |
1,081 |
812 |
683 |
609 |
| 110,000 |
1,189 |
893 |
751 |
669 |
| 120,000 |
1,297 |
975 |
819 |
730 |
| 130,000 |
1,405 |
1,056 |
887 |
791 |
| 140,000 |
1,513 |
1,137 |
956 |
852 |
| 150,000 |
1,621 |
1,218 |
1,024 |
913 |
| 160,000 |
1,729 |
1,299 |
1,092 |
974 |
| 170,000 |
1,837 |
1,381 |
1,160 |
1,034 |
| 180,000 |
1,945 |
1,462 |
1,229 |
1,095 |
| 190,000 |
2,053 |
1,543 |
1,297 |
1,156 |
| 200,000 |
2,161 |
1,624 |
1,365 |
1,217 |
- Repayment table above does not include Group Reducing Term Assurance (GRTA)
- For more information on how to protect your investment through GRTA, kindly contact us.
Documents Required
| Document Required |
Salaried |
Self-employed |
Commission
Earner |
| MNCs |
NON-MNCs |
Govt. |
Copy of MyKad
(front and back) |
✔ |
✔ |
✔ |
✔ |
✔ |
Photocopy of
ASB Passbook |
✔ |
✔ |
✔ |
✔ |
✔ |
Form 9, 24, 49 or
Business Registration
Certificate |
|
|
|
✔ |
|
Salary Slip or
Commission Statement |
▲
1 Month |
θ
1 Month |
▲
1 Month |
|
✔
6 Months |
| Bank Statement |
▲
1 Month |
θ
1 Month |
▲
1 Month |
▲
6 Months |
▲
6 Month |
| EPF Statement |
▲
6 Months |
▲
6 Months |
|
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Latest Form B/BE
(with validated receipt
of payment to LHDN) |
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▲ |
| |
|
| ✔ |
Mandatory |
| ▲ |
Any of the documents listed combined with the mandatory documents |
| θ |
Combination of the documents listed combined with mandatory documents |
NOTE: Bank may require up to 6 months of income documents if the income comprise of variable components (Overtime, Allowances, Commission & etc).
*Terms & Conditions apply
View product disclosure sheet
Disclaimer Statement
The Master Prospectus of the unit trust funds of ASNB dated June 30, 2010, and the First Supplementary Master Prospectus dated July 30, 2010, have been registered with the Securities Commission and are available at any office of ASNB and its agents. Units will be issued upon receipt of the registration form as enclosed in the prospectuses. Before investing, please read and understand the content of the above prospectuses. Total return on the investments may go down as well as up. Past performances of the unit trust funds of ASNB are not guarantees of future performances. Before investing, kindly consider the fees and charges involved.
Prospektus Induk bagi tabung-tabung unit amanah ASNB bertarikh 30 Jun, 2010, dan Prospektus Induk Tambahan Pertama bertarikh 30 Julai, 2010, telah di daftarkan dengan Suruhanjaya Sekuriti, dan boleh diperolehi di mana-mana pejabat ASNB dan ejen-ejennya. Unit-unit akan diterbitkan setelah penerimaan borang pendaftaran seperti yang terdapat di dalam prospektus tersebut. Sebelum melabur, sila baca dan fahami kandungan prospektus tersebut. Jumlah keseluruhan pulangan pelaburan mungkin turun atau naik. Prestasi masa lalu tabung-tabung unit amanah ASNB bukanlah jaminan prestasi masa hadapan. Sebelum melabur, sila pertimbangkan yuran-yuran dan bayaran-bayaran yang dikenakan.
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