Easy-ASB

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Easy-ASB - ASB Financing

Invest for your future the easy way. No upfront payment needed. To apply just flash your MyKad.

Unique features:
  • On-the-spot approval and disbursement
  • Low initial monthly installment amounts from less than RM65 per month
  • Attractive annual dividends and return on your investments
Benefits:
  • Get the Easy Visa Debit Card with the approved loan
  • Convenient monthly repayment through standing instruction

Product Features

Board Interest Rate Term Loan: BLR - 1.0%p.a
Loan Tenure Minimum 10 years
Maximum 25 years
Loan Amount Minimum RM10,000
Maximum RM200,000
Margin of Advance 100%
Mode of Repayment Standing Instruction
Custodian Fee RM200
Exit Fee For full repayment of the outstanding ASB Loan made within the first
3 years from the date of loan disbursement, an exit fee based on the difference between the ASB Board rate and the promotion/special rate
is chargeable


Easy Repayment Schedule

Loan Amount (RM) Monthly repayment amount (RM)
10 Years 15 Years 20 Years 25 Years
10,000 110 83 70 63
20,000 219 165 139 125
30,000 328 248 209 187
40,000 437 329 278 249
50,000 546 412 347 311
60,000 655 494 417 373
70,000 764 576 486 435
80,000 873 658 555 497
90,000 982 741 625 559
100,000 1,091 823 694 621
110,000 1,200 905 763 683
120,000 1,309 987 833 745
130,000 1,418 1,070 902 807
140,000 1,527 1,152 971 869
150,000 1,636 1,234 1,041 931
160,000 1,745 1,316 1,110 993
170,000 1,854 1,399 1,180 1,055
180,000 1,963 1,481 1,249 1,117
190,000 2,072 1,563 1,318 1,179
200,000 2,181 1,645 1,388 1,241
  • Repayment table above does not include Group Reducing Term Assurance (GRTA)
  • For more information on how to protect your investment through GRTA, kindly contact us.

Documents Required

Document Required Salaried Self-employed Commission
Earner
MNCs NON-MNCs Govt.
Copy of MyKad
(front and back)
Photocopy of
ASB Passbook
Form 9, 24, 49 or
Business Registration
Certificate
       
Salary Slip or
Commission Statement

1 Month
θ
1 Month

1 Month
 
6 Months
Bank Statement
1 Month
θ
1 Month

1 Month

6 Months

6 Month
EPF Statement
6 Months

6 Months
     
Latest Form B/BE
(with validated receipt
of payment to LHDN)
       
   
Mandatory
Any of the documents listed combined with the mandatory documents
θ Combination of the documents listed combined with mandatory documents

NOTE: Bank may require up to 6 months of income documents if the income comprise of variable components (Overtime, Allowances, Commission & etc).

*Terms & Conditions apply

View product disclosure sheet

Disclaimer Statement

The Master Prospectus of the unit trust funds of ASNB dated 30 June 2013, has been registered with the Securities Commission Malaysia, and is available at any office of ASNB and its agents. Units will be issued upon receipt of the registration form as enclosed in the prospectus. Before investing, please read and understand the content of the prospectus. Total return on the investments may go down as well as up. Investments in the funds are exposed to fund management risk, inflation risk and purchasing power risk. Past performances of the unit trust funds of ASNB are not guarantees of future performances. Before investing, kindly consider the fees and charges involved.

Investors who wish to know the key features of a specific unit trust fund of ASNB may request the Product Highlights Sheet issued by ASNB at any office of ASNB and its agents.

Prospektus Induk bagi tabung unit amanah ASNB bertarikh 30 Jun 2013, telah didaftarkan dengan Suruhanjaya Sekuriti Malaysia, dan boleh diperolehi di pejabat ASNB dan ejennya. Unit akan diterbitkan setelah penerimaan borang pendaftaran seperti yang terdapat di dalam prospektus tersebut.Sebelum melabur, sila baca dan fahami kandungan prospektus tersebut. Jumlah keseluruhan pulangan pelaburan mungkin turun atau naik. Pelaburan dalam unit amanah adalah tertakluk kepada kepada risiko pengurusan dana, risiko inflasi dan risiko kuasabeli. Prestasi masa lalu tabung unit amanah ASNB bukanlah jaminan prestasi masa hadapan. Sebelum melabur, sila pertimbangkan yuran dan bayaran yang dikenakan.

Pelabur yang ingin mengetahui maklumat penting mana-mana tabung unit amanah ASNB boleh mendapatkan Halaman Serahan Produk yang telah dikeluarkan oleh ASNB di pejabat ASNB dan ejennya.