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Easy-ASB - ASB Financing
Invest for your future the easy way. No upfront payment needed. To apply just flash your MyKad.
Unique features:
- On-the-spot approval and disbursement
- Low initial monthly installment amounts from less than RM65 per month
- Attractive annual dividends and return on your investments
Benefits:
- Get the Easy Visa Debit Card with the approved loan
- Convenient monthly repayment through standing instruction
Product Features
| Board Interest Rate
|
Term Loan: BLR - 1.0%p.a |
| Loan Tenure |
Minimum 10 years
Maximum 25 years |
| Loan Amount |
Minimum RM10,000
Maximum RM200,000
|
| Margin of Advance |
100% |
| Mode of Repayment |
Standing Instruction |
| Custodian Fee |
RM200 |
| Exit Fee |
For full repayment of the outstanding ASB Loan made within the first
3 years from the date of loan disbursement, an exit fee based on the difference between the ASB Board rate and the promotion/special rate
is chargeable |
yment Schedule
| Loan Amount (RM) |
Monthly repayment amount (RM) |
| 10 Years |
15 Years |
20 Years |
25 Years |
| 10,000 |
110 |
83 |
70 |
63 |
| 20,000 |
219 |
165 |
139 |
125 |
| 30,000 |
328 |
248 |
209 |
187 |
| 40,000 |
437 |
329 |
278 |
249 |
| 50,000 |
546 |
412 |
347 |
311 |
| 60,000 |
655 |
494 |
417 |
373 |
| 70,000 |
764 |
576 |
486 |
435 |
| 80,000 |
873 |
658 |
555 |
497 |
| 90,000 |
982 |
741 |
625 |
559 |
| 100,000 |
1,091 |
823 |
694 |
621 |
| 110,000 |
1,200 |
905 |
763 |
683 |
| 120,000 |
1,309 |
987 |
833 |
745 |
| 130,000 |
1,418 |
1,070 |
902 |
807 |
| 140,000 |
1,527 |
1,152 |
971 |
869 |
| 150,000 |
1,636 |
1,234 |
1,041 |
931 |
| 160,000 |
1,745 |
1,316 |
1,110 |
993 |
| 170,000 |
1,854 |
1,399 |
1,180 |
1,055 |
| 180,000 |
1,963 |
1,481 |
1,249 |
1,117 |
| 190,000 |
2,072 |
1,563 |
1,318 |
1,179 |
| 200,000 |
2,181 |
1,645 |
1,388 |
1,241 |
- Repayment table above does not include Group Reducing Term Assurance (GRTA)
- For more information on how to protect your investment through GRTA, kindly contact us.
Documents Required
| Document Required |
Salaried |
Self-employed |
Commission
Earner |
| MNCs |
NON-MNCs |
Govt. |
Copy of MyKad
(front and back) |
✔ |
✔ |
✔ |
✔ |
✔ |
Photocopy of
ASB Passbook |
✔ |
✔ |
✔ |
✔ |
✔ |
Form 9, 24, 49 or
Business Registration
Certificate |
|
|
|
✔ |
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Salary Slip or
Commission Statement |
▲
1 Month |
θ
1 Month |
▲
1 Month |
|
✔
6 Months |
| Bank Statement |
▲
1 Month |
θ
1 Month |
▲
1 Month |
▲
6 Months |
▲
6 Month |
| EPF Statement |
▲
6 Months |
▲
6 Months |
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Latest Form B/BE
(with validated receipt
of payment to LHDN) |
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▲ |
| |
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| ✔ |
Mandatory |
| ▲ |
Any of the documents listed combined with the mandatory documents |
| θ |
Combination of the documents listed combined with mandatory documents |
NOTE: Bank may require up to 6 months of income documents if the income comprise of variable components (Overtime, Allowances, Commission & etc).
*Terms & Conditions apply
View product disclosure sheet
Disclaimer Statement
The Master Prospectus of the unit trust funds of ASNB dated 30 June 2012, has been registered with the Securities Commission Malaysia and is available at any office of ASNB and its agents. Units will be issued upon receipt of the registration form as enclosed in the Master Prospectus. Before investing, please read and understand the content of the Master Prospectus. Total return on the investments may go down as well as up. Past performances of the unit trust funds of ASNB are not guarantees of future performances. Before investing, kindly consider the fees and charges involved.
Prospektus Induk bagi tabung-tabung unit amanah ASNB bertarikh 30 Jun 2012, telah didaftarkan dengan Suruhanjaya Sekuriti Malaysia, dan boleh diperolehi di mana-mana pejabat ASNB dan ejen-ejennya. Unit-unit akan diterbitkan setelah penerimaan borang pendaftaran seperti yang terdapat di dalam Prospektus Induk tersebut. Sebelum melabur, sila baca dan fahami kandungan Prospektus Induk. Jumlah keseluruhan pulangan pelaburan mungkin turun atau naik. Prestasi masa lalu tabung-tabung unit amanah ASNB bukanlah jaminan prestasi masa hadapan. Sebelum melabur, sila pertimbangkan yuran-yuran dan bayaran-bayaran yang dikenakan.
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