Easy-ASB

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Easy-ASB - ASB Financing

Invest for your future the easy way. No upfront payment needed. To apply just flash your MyKad.

Unique features:
  • On-the-spot approval and disbursement
  • Low initial monthly installment amounts from less than RM65 per month
  • Attractive annual dividends and return on your investments
Benefits:
  • Get the Easy Visa Debit Card with the approved loan
  • Convenient monthly repayment through standing instruction

Product Features

Board Interest Rate Term Loan: BLR - 1.0%p.a
Loan Tenure Minimum: 10 years
Maximum: 25 years or up to age 60, whichever is earlier.
Loan Amount Minimum RM10,000
Maximum RM200,000
Margin of Advance 100%
Mode of Repayment Standing Instruction
Custodian Fee & Stamp Duty (as per Stamp Duty Act 1994)(Revised 1989) RM210
Exit Fee For full repayment of the outstanding ASB Loan made within the first
3 years from the date of loan disbursement, an exit fee based on the difference between the ASB Board rate and the promotion/special rate
is chargeable


Easy-ASB Repayment Schedule

Loan Amount (RM) Monthly repayment amount (RM)
10 Years 15 Years 20 Years 25 Years
10,000 111 84 71 64
20,000 221 168 142 128
30,000 331 251 213 191
40,000 442 335 284 255
50,000 552 418 354 318
60,000 662 502 425 382
70,000 772 586 496 445
80,000 883 669 567 509
90,000 993 753 638 572
100,000 1,103 836 708 636
110,000 1,213 920 779 699
120,000 1,324 1,003 850 763
130,000 1,434 1,087 921 826
140,000 1,544 1,171 991 890
150,000 1,655 1,254 1,062 953
160,000 1,765 1,338 1,133 1,017
170,000 1,875 1,421 1,204 1,080
180,000 1,985 1,505 1,275 1,144
190,000 2,096 1,588 1,345 1,207
200,000 2,206 1,672 1,416 1,271
  • This repayment schedule is based on the BLR 6.85% - 1.0%
  • Repayment table above does not include Group Reducing Term Assurance (GRTA).
  • For more information on how to protect your investment through GRTA, kindly contact us.

Documents Required

Document Required Salaried Self-employed Commission
Earner
MNCs NON-MNCs Govt.
Copy of MyKad
(front and back)
Photocopy of
ASB Passbook
Form 9, 24, 49 or
Business Registration
Certificate
      θ  
Salary Slip or
Commission Statement

1 Month
θ
1 Month

1 Month
 
6 Months
Bank Statement
1 Month
θ
1 Month

1 Month

6 Months

6 Month
EPF Statement
6 Months

6 Months

6 Months
   
Latest Form B/BE
(with validated receipt
of payment to LHDN)
       
   
Mandatory
Any of the documents listed combined with the mandatory documents
θ Combination of the documents listed combined with mandatory documents

NOTE: Bank may require up to 6 months of income documents if the income comprise of variable components (Overtime, Allowances, Commission & etc).

*Terms & Conditions apply

View product disclosure sheet

Disclaimer Statement

The Master Prospectus of the unit trust funds of ASNB dated 30 June 2014, has been registered with the Securities Commission Malaysia, and is available at any office of ASNB and its agents. Units will be issued upon receipt of the registration form as enclosed in the prospectus. Before investing, please read and understand the content of the prospectus. Total return on the investments may go down as well as up. Investments in the funds are exposed to fund management risk, inflation risk and purchasing power risk. Past performances of the unit trust funds of ASNB are not guarantees of future performances. Before investing, kindly consider the fees and charges involved.

Investors who wish to know the key features of a specific unit trust fund of ASNB may request the Product Highlights Sheet issued by ASNB at any office of ASNB and its agents.

Prospektus Induk bagi tabung unit amanah ASNB bertarikh 30 Jun 2014, telah didaftarkan dengan Suruhanjaya Sekuriti Malaysia, dan boleh diperolehi di pejabat ASNB dan ejennya. Unit akan diterbitkan setelah penerimaan borang pendaftaran seperti yang terdapat di dalam prospektus tersebut.Sebelum melabur, sila baca dan fahami kandungan prospektus tersebut. Jumlah keseluruhan pulangan pelaburan mungkin turun atau naik. Pelaburan dalam unit amanah adalah tertakluk kepada kepada risiko pengurusan dana, risiko inflasi dan risiko kuasabeli. Prestasi masa lalu tabung unit amanah ASNB bukanlah jaminan prestasi masa hadapan. Sebelum melabur, sila pertimbangkan yuran dan bayaran yang dikenakan.

Pelabur yang ingin mengetahui maklumat penting mana-mana tabung unit amanah ASNB boleh mendapatkan Halaman Serahan Produk yang telah dikeluarkan oleh ASNB di pejabat ASNB dan ejennya.