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Introducing the Easy-Smart Debit Card™.
Malaysia's first and only debit card that helps you Save as you Spend

Imagine what difference saving money can do for you. Well, wonder no more. In just 10 minutes you can get signed up with the Easy-Smart Debit Card™, the first ever debit card designed to automatically save for you each time you spend. Its unique feature transfers your savings into a separate account along with cash top-ups from the Bank. In addition, you'll get up to 10% p.a. interest and save even more. Pocket your savings with the Easy-Smart Debit Card™ today.*




  • Easy by RHB contributes up to RM0.99 per transaction*
  • Up to 10% interest p.a. on your Easy-Smart Account 2*
  • Automatic savings every time you spend
  • On the spot activation within 10 minutes


  • Visit any nearest EASY outlets today
  • Bring your MyKad
  • Bring your Letter of Employment or Letter of Admission from Educational Institution etc.
  • Deposit RM50 only to activate your account


(a) Easy-Smart Account 1   (b) Easy-Smart Account 2



Annual fee RM20.00
Card replacement fee RM15.00
ATM withdrawal fee RHB ATM : Free
Local Bank MEPS : RM1.00 per withdrawal
Foreign Bank MEPS : RM4.00 per withdrawal
Visa/MasterCard Network : RM8.00 per withdrawal
Interbank GIRO RM0.10 for every internet transaction
RM2.00 for every over-the-counter transaction
Balance Enquiry Fee Non MEPS ATM : RM1.00 per enquiry
Overseas transaction conversion fee 1% on the amount spent billed in Ringgit Malaysia equivalent
Sales draft retrieval fee RM20
Account closure fee No charge
Dormant Account For Dormant Accounts with balances less than RM10.00, the balance will be absorbed as the Service Fee and Account will be closed.

For Dormant Accounts with balance more than RM10.00, annual fee of RM10.00 will be imposed and the remaining balance is remitted to the Registrar of unclaim Moneys pursuant the Unclaim Monies Act 1965, nd the Account will be closed.

Additional request on physical statement Additional Charge of RM2.00 per page will be charge to the customer on top of the charge below:

RM10.00 per request for statement requested within one year from the request date.

RM20.00 per request for statement requested for more than one year from the request date.

*Terms and conditions apply.

View product disclosure sheet

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