Cash Back Personal Accident Plan

Care and protection for your loved ones


   
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Policy Wordings   Product Disclosure Sheet

Overview

Protection and Savings Plan! “Cash Back Personal Accident” is an unconventional policy that is designed to provide you with PROTECTION! against any mishap due to accident. What’s more! The policy also provides you with SAVINGS where you will be entitled to a refund of 25% of premium paid for every 3 years during the period of insurance provided that no claims are made to your policy.

In a nutshell, the policy covers the following benefits and sum insured :-

Description of Benefits

Plan 1

Plan 2

Plan 3

Accidental Death (lump sum payment)

RM100,000

RM200,000

RM300,000

Permanent Disablement (due to accident), subject to Table of Benefit in the policy contract

RM100,000

RM200,000

RM300,000

Medical Expenses (reimbursement basis)– per accident / per disability basis, part of the medical expenses are :-

  • Ambulance fee up to a maximum of RM1,000 per accident/ per disability
  • Cost of sinseh treatment up to a maximum of RM300 (limit to RM30 per visit per day) per accident/per disability

RM5,000

RM10,000

RM15,000

Hospital Cash Income – is limited to 30 days for any accident / disability arising during the period of insurance

RM100

RM200

RM300

Rehabilitation / Recuperation allowance (after 1 week of hospitalization due to accident only)

RM500

RM1,000

RM1,500

Personal Liability, up to the limit of the selected plan

RM100,000

RM200,000

RM300,000

Bereavement/Repatriation Allowance

RM1,000

RM2,000

RM3,000

Monthly Premium (before RM10 stamp duty)

RM26.00

RM44.00

RM62.00

More reasons to enroll!

  • 25% total Premium Refund for every 3 consecutive years (provided NO claims admitted to RHB Insurance Berhad)
  • No medical examination required
  • 24 hours protection and worldwide coverage
  • Benefits payable on top of your other insurance policies (except medical expenses which is on reimbursement basis)
  • Entry age from 18 up to 65 years old and renewable up to 70 years old
  • Extended Benefits
    • Riot Strike Civil Commotion
    • Motorcycling
    • Disappearance – after 1 year where body of Insured could not be recovered; ie: plane-crash)
    • *Insect, Snake And / Or Animal Bites – Including diseases (ie: Dengue Fever, Malaria)
    • Accidental Gas Inhalation, Drowning, Food Poisoning And Intoxication
    • Accidental Suffocation Through Smoke and Fumes
    • Exposure to Elements
    • Hunting

  • Medical expenses including sinseh treatment, ambulance fee up to a maximum of RM1000 per accident/ per disability, medical report fee, clinical treatment, physiotherapy, general nursing in the hospital. The details are specified in the policy contract.
  • Dengue Fever also be covered under medical expenses & hospital cash income (with the extended benefit * Insect, Snake And/ Or Animal Bites- including diseases). For INSECT BITE, it subjects to 30 days waiting period from the date of policy inception.


Need More Information?
If you need more information, you can call us at our Hotline number 1300-22-0007 or visit any RHB Insurance branches nearest to you (Monday to Friday during office working hours).

Disclaimer
This product underwritten by RHB Insurance Berhad. Terms and Conditions apply.