Inconvenience Benefits Personal Accident
Care and protection for your loved ones
Overview
RHBI is pleased to introduce yet another personal accident insurance, namely Inconvenience Benefits Personal Accident Insurance that every one should have.
This is because the insurance helps to take care of all your inconveniences in the event of death, permanent disablement, injuries, loss of personal effects and loss of bag due to SNATCH THEFT.
Apart from this, it also covers damage to your car windscreen caused by SNATCH THEFT. It also provides you with a 24 hours Car Assistance Services which extends to cover towing or minor roadside repair up to RM300 per incident/event due to car accident or breakdown. It covers up to 3 events per year
Table of Benefits
Description of Benefits |
Plan 1 |
Plan 2 |
Plan 3 |
Accidental Death/Permanent Disablement up to |
RM100,000 |
RM200,000 |
RM300,000 |
Double Indemnity (due to Accidental Death/ Permanent Disablement) |
RM200,000 |
RM400,000 |
RM600,000 |
Medical Expenses (Per accident basis up to ) |
RM5,000 |
RM8,000 |
RM10,000 |
Inconvenience Benefit (Limited to 1 event per year) |
RM500 |
RM1,000 |
RM1,500 |
| Loss of bag(Limited to 1 event per year) |
RM500 |
RM1,000 |
RM1,500 |
Damage to Windscreens(Limited to 1 event per year) |
RM300 |
RM300 |
RM300 |
| Car Assistance Services (Towing and Roadside Repair)(Limited to 3 events per year) |
RM300
per event |
RM300
per event |
RM300
per event |
Monthly Premium
Plan |
Plan 1 |
Plan 2 |
Plan 3 |
Monthly Premium |
RM21 Per Month |
RM36 Per month |
RM52 Per month |
The above premium excludes RM10.00 stamp duty
Eligibility
The plans shall cover any eligible persons aged between 18 and 65 years (both ages inclusive) and renewable up to 70 years old on the exact date of birth
Summary of Benefits
| Accidental Death |
- Lump sum payment to the legal representative of the Insured in the event of accidental death
|
| Permanent Disablement |
- Pay the Insured up to the limit as per plan selected, according to the table of permanent disablement.
|
| Double Indemnity |
- Benefits under this Policy will be doubled if the Insured suffers death or permanent disablement due to Snatch Theft or whilst traveling as a fare paying passenger on any mode of public transport licensed to carry passengers.
|
| Medical Expenses |
- The Company will reimburse the Insured for Medical Expenses incurred by the Insured as a result of an accident.
|
| Inconvenience Benefit |
- The Company will pay the the Insured Inconvenience Benefits in the event the Insured suffers loss of cash and/ or Personal Valuables caused by Snatch Theft committed outside the place of his/her residence This benefit is limited to one claim per one calendar year.
|
| Loss Of Bag |
- The Company will pay the Insured in the event if the Insured suffers loss of bag caused by Snatch Theft committed outside the place of his/her residence. This benefit is limited to one claim per one calendar year.
|
| Damage To Windscreen Benefits |
- The Company will pay the Insured in the event of damage to the car windscreen caused by Snatch Theft committed outside the place of his/her residence. The Insured Person must be owner of the car and he/she must be inside the car during the Snatch Theft incident. This benefit is payable on top of the Insured Person’s existing motor windscreen policy and is limited to one claim per one calendar year
|
Need More Information?
If you need more information, you can call us at our Hotline number 1300-22-0007 or visit any RHB Insurance branches nearest to you (Monday to Friday during office working hours).
Disclaimer
This product underwritten by RHB Insurance Berhad. Terms and Conditions apply.
