CASH BACK PERSONAL ACCIDENT PLAN
Overview
Protection and Savings Plan!
“Cash Back Personal Accident” is an unconventional policy that is designed to provide you with PROTECTION! against any mishap due to accident. What’s more! The policy also provides you with SAVINGS where you will be entitled to a refund of 25%
of premium paid for every 3 years during the period of insurance provided that
no claims are made to your policy.
In a nutshell, the policy covers the following benefits and sum insured :-
Description of Benefits |
Plan 1 |
Plan 2 |
Plan 3 |
Accidental Death (lump sum payment) |
RM100,000 |
RM200,000 |
RM300,000 |
Permanent Disablement (due to accident), subject to Table of Benefit in the policy contract |
RM100,000 |
RM200,000 |
RM300,000 |
Medical Expenses (reimbursement basis)– per accident / per disability basis, part of the medical expenses are :-
- Ambulance fee up to a maximum of RM1,000 per accident/ per disability
- Cost of sinseh treatment up to a maximum of RM300 (limit to RM30 per visit per day) per accident/per disability
|
RM5,000 |
RM10,000 |
RM15,000 |
Hospital Cash Income – is limited to 30 days for any accident / disability arising during the period of insurance |
RM100 |
RM200 |
RM300 |
Rehabilitation / Recuperation allowance (after 1 week of hospitalization due to accident only) |
RM500 |
RM1,000 |
RM1,500 |
Personal Liability, up to the limit of the selected plan |
RM100,000 |
RM200,000 |
RM300,000 |
Bereavement/Repatriation Allowance |
RM1,000 |
RM2,000 |
RM3,000 |
Monthly Premium (before RM10 stamp duty) |
RM26.00 |
RM44.00 |
RM62.00 |
More Reasons to Enrol!
- 25% total Premium Refund for every 3 consecutive years (provided NO claims admitted to RHB Insurance Berhad)
- No medical examination required
- 24 hours protection and worldwide coverage
- Benefits payable on top of your other insurance policies (except medical expenses which is on reimbursement basis)
- Entry age from 18 up to 65 years old and renewable up to 70 years old
- Extended Benefits
- Riot Strike Civil Commotion
- Motorcycling
- Disappearance – after 1 year where body of Insured could not be recovered; ie: plane-crash)
- *Insect, Snake And / Or Animal Bites – Including diseases (ie: Dengue Fever, Malaria)
- Accidental Gas Inhalation, Drowning, Food Poisoning And Intoxication
- Accidental Suffocation Through Smoke and Fumes
- Exposure to Elements
- Hunting
- Medical expenses including sinseh treatment, ambulance fee up to a maximum of RM1000 per accident/ per disability, medical report fee, clinical treatment, physiotherapy, general nursing in the hospital. The details are specified in the policy contract.
- Dengue Fever also be covered under medical expenses & hospital cash income (with the extended benefit * Insect, Snake And/ Or Animal Bites- including diseases). For INSECT BITE, it subjects to 30 days waiting period from the date of policy inception.
DISCLAIMER:
The description on the above is only a brief summary for a quick and easy reference. The precise terms and conditions that apply are stated in the policy.
Policy's Terms and Conditions Apply.
For more information, please contact our Bancassurance Casualty & Health Department at toll free 1800-88-0243 (Monday to Friday during office working hours).