HomeSmart Insurance
Protect yourself, protect your future
HomeSmart Insurance
HomeSmart Insurance is an unconventional insurance programme that provides extensive cover to your treasured home contents against the following perils : Fire, Lightning, Thunderbolt, Subterranean Fire, Explosion, Aircraft & Impact Damage, Water Damage, Theft, Hurricane, Cyclone, Typhoon, Windstorm, Earthquake, Volcanic Eruption and Flood.
What Does It Cover?
It covers almost everything in the house such as furniture and fittings, TV, Hi-Fi, DVD Player, jewellery, household electrical items, kitchen utensils, clothes and others.
More Benefits
- Cash At Home
Indemnifies against loss of cash at home due to Insured Perils.
- Replacement of External Lock
Indemnifies the cost incurred for replacing or changing the external lock due to Insured Perils.
- Food In The Refrigerator
Provides benefit for loss or damage to food stored in the refrigerator/freezer due to Insured Perils.
- 24 Hours Worldwide Personal Accident
Provides lump sum payment as a result of death to the Insured arising from or caused by accident.
- Personal Liability
Indemnifies the Insured in respect of his legal liability to pay compensation for accidental bodily injury to or accidental damage to the property of members of the public.
Value-Added Services
- Cashless Replacement Scheme for Home Electrical Appliances
This scheme provides you the convenience of replacing stolen or damaged (beyond repair) home electrical appliances by calling Toll Free, 1300-882-661.
- Hassle Free & Free Delivery
Just call the toll free line and our service provider will assist you in the claim procedures and arranging the replacement of the selected item and free delivery to your doorsteps.
- Cashless
You do not need to make any upfront payment for the replaced item as we will deal with the supplier directly.
- No Deduction for Wear & Tear
The stolen/damaged (beyond repair) item will be replaced with a similar or nearest equivalent type or model, currently available in the market.
- Product Warranty
Rest assured that the replaced appliance comes with all the usual warranties provided by the manufacturer. This scheme is available in Peninsular Malaysia (except Perlis) and Kota Kinabalu.
Home Assistance Services
A 24-hour Home Assistance referral service that answers your call and refers experienced contractors to help solve your problem when you encounter home emergencies such as leaking roofs, clogged drains, electrical items repair service and even maid services (Klang Valley only) for attending to general cleaning and maintenance of your home.
