Personal Accident Insurance

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Maid Protector

Protect yourself, protect your future


Overview

Round-the–clock peace of mind for your maid and family

  • This is a Personal Accident Plan that provides compensation in the event of injuries, disability or death caused solely by violent accidental, external and visible events.
  • This policy is offered to all foreign maids with good health age between 18 to 55.
  • The foreign maid must be legally employed to engage in and restricted to private household activities only.
Table of Benefit
Benefit Plan A (RM) Plan B (RM) Plan C (RM) Plan D (RM)
Accidental Death /Permanent Disablement 10,000 15,000 20,000 30,000
Medical Expenses (due to accident) Up to 750 Up to 750 Up to 750 Up to 750
Hospital and Surgical Expenses
(due to accident)		 Up to 2,000 Up to 2,500 Up to 3,000 Up to 3,000
Weekly Hospital Income Benefit
(Up to 10 Weeks)		 110 110 110 110
Repatriation Benefit Up to 3,500 Up to 3,500 Up to 3,500 Up to 3,500
Vicarious Liability Up to 2,000 Up to 2,000 Up to 2,000 Up to 2,000
Termination Expenses Benefit 250 250 250 250

 

Description of benefit

  • Accidental Death
    Lump sum payment to Insured Person's Legal Representative in the event of death of the Insured Person due to an accident.

  • Permanent Disablement
    Lump sum payment according to the Permanent Disablement scale of benefit in the event of Insured Person suffers Permanent Disablement due to an accident.

  • Medical Expenses
    The company shall reimburse the Policyholder for the Medical Expenses incurred as a result of an accident to the insured person

  • Hospital and Surgical Expenses
    The company shall reimburse the Policyholder for Hospital and Surgical Expenses customary, reasonably and necessarily incurred as a result of an accident sustained by the Insured Person.

  • Weekly Hospital Income Benefit
    Weekly hospital benefit will be paid up to 10 weeks and/or RM1,100 in total to Policyholder in the event of injury as a result of an accident of the Insured Person that is hospitalized for 7 days consecutively.

  • Repatriation Benefit
    The company will reimburse the Policyholder for actual Repatriation Benefit incurred in
    respect of : -

    1. conveyance of the Insured Person to her country origin following an accident, sickness or disease resulting in death or total permanent disablement
    2. burial or cremation of the Insured Person and/or conveyance of body or ashes to her country origin

  • Vicarious Liability
    The company will indemnify the Policyholder for the Insured Person's legal liability in Malaysia to a third party including all costs and expenses incurred by the Insured Person as a result of causing : -

    1. accidental bodily injury including death or disease
    2. accidental loss of or damage to property

  • Termination Expenses Benefit
    Termination expenses is to cater the expenses such as transportation to the maid home country incurred due to the termination of her employment as a result of an accident or illness/disease which render her unfit to continue with her employment as a maid.

Table of Premium

Period of Insurance/Plan Premium (RM) (including RM10 stamp duty)
Plan A Plan B Plan C Plan D
12 months RM60 RM70 RM80 RM95
24 months RM85 RM100 RM115 RM138

The description is only a brief summary for a quick and easy reference. For contract details, please visit, Our nearest RHB Insurance Branches for more info.

IMPORTANT NOTE:
Pos Malaysia Berhad (PMB)
This policy is underwritten by RHB Insurance Berhad and distributed by PMB branches nationwide. Thus, this policy will only be available for purchase/renewal at all PMB branches nationwide.

Terms & Conditions Apply.