Private Car Insurance

Private Car Insurance provides coverage for loss of money from any cause not specifically excluded by the policy. The policy covers money during transit, whilst on the insuredís premises and whilst in the personal custody of any authorized employee.

Loss or damage to locked safe or strongroom resulting from theft or any attempt thereat and Personal Accident cover to carrier may also be covered under this policy.

The types of coverage available for Motor Insurance are :

Comprehensive Cover:

  • Loss or damage to the insured vehicle and its accessories and spare parts
  • Legal Liability for death or bodily injury to any third party person
  • Legal liability for loss or damage to third party property
The following benefits are available for extension of the Comprehensive Cover at an additional premium :
  • Windscreen
  • Strike, Riot & Civil Commotion (SRCC)
  • Flood, typhoon or other convulsion of nature
  • Legal Liability of Passengers (LLP)
  • Legal Liability to non-fare paying passengers (LLNP)
  • Additional Driver

Third Party, Fire & Theft Cover:
  • Legal Liability for death or bodily injury to any third party
  • Legal liability for loss or damage to third party property
  • Loss or damage to the insured vehicle as a result of fire and theft

Third Party Cover:
  • Legal Liability for death or bodily injury to any third party
  • Legal liability for loss or damage to third party property