Overview
Looking to purchase or refinance your home? Look no further than RHB's Equity Home Financing-i. Enjoy the assurance of dependable financing to help you realize your dreams of
owning a home.
How Equity Home Financing-i works
- As your partner, we acquire the property together with you under a Diminishing Musharakah arrangement
- You pay rental on the Bank's share
- You'll gradually purchase our share in the partnership. As your ownership in the property grows, ours diminishes until you have fully bought our equity in the property
Gain more from Equity Home Financing-i
- Longer Musharakah tenure
- Available at more than 180 RHB Banks & RHB ISLAMIC Bank branches
- Convenience of payment methods through more than 180 RHB Banks and RHB ISLAMIC Bank branches
Rates & Packages
| EQUITY HOME FINANCING-i |
| FINANCING AMOUNT |
Profit Rate (p.a.) |
| With LRTT |
Without LRTT |
RM100K & below (HLCM) |
IBR +1.00% |
IBR +1.00% |
RM100K & below (non HLCM) |
IBR -1.00% |
IBR -1.00% |
Above RM100K to RM150K |
IBR -1.80% |
IBR -1.70% |
Above RM150K to RM500K |
IBR -2.00% |
IBR -1.90% |
Above RM500K to RM1million |
IBR -2.10% |
IBR -2.00% |
Above RM1million |
IBR -2.20% |
IBR -2.10% |
MOA at 90% + 10% (LRTT + HOT + FEC) |
Note:
- Islamic Base Rate (IBR) at 6.60%
- MOA – Margin of Advance
- LRTT – Liability Reducing Term Takaful
- HOT – House Owner Takaful
- FEC - Financed Entry Cost (inclusive of valuation and legal fees)
- *Terms and Conditions apply
