Service Charges

A guide to our charges & rates offered


Current Account & Basic Current Account

Current Account  
Mudharabah Current Account-i
  • RM15 annual fee
  • RM5 monthly (if monthly average balance is below RM1,000)
Wadiah Current Account-i RM10 half yearly service fee if average balance is less then RM1,000 in preceeding 6 months
Wadiah Current Account-i (e-Eksais) RM10 per request (Audit confirmation)
Wadiah Multi Currency Current Account-i USD10 per TT or SWIFT message
Cheque Book
  • Stamp Duty
  • Cancellation of Long Outstanding Uncollected Cheque Book after issuing of reminder
 
  • RM0.15 per piece
  • RM25 per cheque book

Cheque Returned
  • due to insufficient funds
  • due to technical reasons
  • due to post dated (inward returned)
Cheque Returned
  • RM100 per cheque
  • No charge
  • RM10 (on payee)
Delivery of Inward Returned Cheque RM10 (courier charges)
Reclearing of Cheques RM50 per cheque
Stop Payment Cheque
  • Upon instruction
  • Due to lost of cheque book
 
Upon presentation of cheque
  • if sufficient funds
  • if insufficient funds
 
  • RM20 per cheque
  • RM20 per instruction (with police report)
 
 
  • RM20 per cheque
  • RM100 per cheque
Closure of Current Account
  • within 6 months of opening
  • after 6 months of opening
 
  • RM20
  • RM10
Outport Cheque 0.03% on amount
Minimum = RM0.50
Maximum = RM500
Outstation Cheque Purchase 0.06% on amount
Minimum = RM0.50
Maximum = RM500
Cheque Deposit / Cheque Encashment in different clearing zone 0.03% on amount
Minimum = RM0.50
Maximum = RM500
Encashment of Pre-printed "A/C Payee Only" crossing third party RM2 per cheque (charged to drawer’s account)
House Cheque
  • Immediate Credit (Individual & SME customers will be exempted)
Waived
Ad Hoc Bank Statements
  • Statement printed at counter (current month)
  • Statement printed at back office (full set statement)
 
  • RM2 per page

  • RM10 per document

Mandate Form
  • Stamp Duty
  • Service Charge
 
  • RM10
  • RM10
Duplicate Statements








Photocopies of cheques, pay-in-slips, advices and cheque images
  1. Within 1 year from original statement date
    • RM10 per request plus RM2 per page
  2. Above 1 year from original statement date
    • RM20 per request plus RM2 per page

RM10 per copy
Dormant Account (no activity for 6 months) RM10 annually
Transfer of Fund via Standing Instruction (SI)
  • Service charges
  • Postage
  • Stamp duty
  • Commission based on mode of payment (IBG / CO / TT)
  • Fail first attempt charges


  • RM5 per transaction
  • Actual (if applicable)
  • RM0.15
  • RM2 - RM4.85

  • RM5
   


Basic Current Account (BCA)  
Half yearly Service Charge RM10 (if monthly average balance is below RM1,000 in the preceding 6 months)
Closure of Account RM20 (if closed within 3 months of account opening)
Option 1
(No Bankcard Annual Fee)		 16 free monthly transactions :
  • 6 free over-the-counter (OTC) visits per month
  • 1st eight ATM cash withdrawal per month = free
    Subsequent = RM0.50 each
  • 1st two GIRO OTC transactions at RM0.50 per transaction
Option 2
(Bankcard Annual Fee RM8)
  • Unlimited number of ATM and OTC transactions
  • 1st two GIRO OTC transactions at RM0.50 each thereafter at RM2 per transaction