Overview
At RHB Bank, we offer you ASB Financing to finance the purchase of
your ASB units. Enjoy high margin financing, low interest rates,
flexible loan tenures and optional insurance coverage, financed by us.
For further information, do give us a call at 03 - 9206 8118 or visit our nearest branches.
Product Features :
| INTEREST RATES |
Term Loan (TL)
BLR – 1.2%
Overdraft (OD) against ASB / ASW
BLR - 1.00%
|
| LOAN TENURE |
25 years or 65 years old whichever is earlier, subject to entry age of 60 years old. If entry age is 60 years old, the Margin of Advance (MOA) will be capped at 95% only. |
| LOAN AMOUNT |
Min. RM10,000
Max. Up to individual's ASB investment limit |
| MARGIN OF ADVANCE (MOA) TL FOR ADDITIONAL / NEW ASB INVESTMENT |
Up to 100% + 5% (GRTA) |
| TL AND OD FOR PERSONAL CONSUMPTION ON UNENCUMBERED ASB CERTIFICATE |
95% of ASB certificate |
| INSURANCE |
Optional, financed by Bank |
| MODE OF REPAYMENT |
Standing Instruction (SI) |
| CUSTODIAN FEE |
- RM100 for ASB3 and ASB4
- RM150 for OD/TL against unencumbered ASB Certificate
- RM200 for OD/TL against unencumbered ASW certificate
|
| COMMITMENT FEE |
1% on the unutilized portion of the overdraft facility for amount above RM250,000 |
| DOCUMENTS REQUIRED |
- Photocopy of identity card
- Photocopy of ASB passbook
- 1 month pay slip/other proof of income e.g. bank account statement
|
| EXIT FEE |
3% of loan approved amount if settled within the first 2 years. |
Amanah ASNB Units:
- Skim Amanah Saham Bumiputera
- Amanah Saham Wawasan 2020
- Amanah Saham Malaysia
- Amanah Saham 1Malaysia
- Amanah Saham Didik
- Sekim Amanah Saham Nasional
- Amanah Saham Nasional 2
- Amanah Saham Nasional 3 Imbang
- Amanah Saham Gemilang
