Realising your dream should be this easy. Keeping things simple. That's what we bank on to keep our customers happy. As a financial partner who takes individual goals and needs to heart, we offer customers a banking experience that is rewarding and hassle-free. For a home loan that suits you, we're just a call away.
This scheme is for first-time owners and it allows homebuyers to obtain up to 100% financing. This is in line with the Government aspirations to enable young adults to own their 1st home.
For more information, please call 1-800-88-HOME (4663) or visit our nearest branch.
|WHO CAN APPLY
- Malaysian citizen
- First time home-buyer
- Individuals up to age 35 years
- Single borrower gross income not exceeding RM5,000/month
- Confirmed employee with minimum employment of 6 months with same employer
- All outstanding debt repayment obligations from banks and non-banks (including those not covered by CCRIS) must not be more than 60% of the net monthly income
|MINIMUM LOAN AMOUNT
||RM100,000 (exclusive of MRTA).
||Up to 100%
||Minimum : 5 years
Maximum : 35 years or age 65 whichever is earlier
- Residential properties located in Malaysia
- Minimum property value of RM100,000
- Maximum property value of RM400,000
- Owner occupied (buyers are required to reside in the property)
- Amortizing facility only (no redraw features)
- Installments payable via monthly salary deduction or standing instruction
- Savings record (3 months installment liquidity reserve)
- Compulsory Fire insurance/takaful
Other fees and charges please click Rates & Charges