Home Loans

Home » Loans » Home Loans » My1 Flexi Home Loan


My1 Flexi Home Loan

So flexible that you can redraw the accumulated excess funds for your own use.


Download Form   I’m interested
Overview

Realising your dream home should be this easy.  Keeping things simple.  That’s what we bank on to keep our customers happy.  As a financial partner who takes individual goals and needs to heart, we offer customers a banking experience that is rewarding and hassle-free.  For a home loan that suits you, we’re just a call away.

MY1 Flexi Home Loan allows:

  • Customers to make excess payments on top of their regular monthly instalments on their loan account
  • Customers to redraw the excess prepayment paid in their loan account during the tenure of the loan
For more information, please call RHB Call Centre at 1-800-88-HOME (4663) or visit our nearest branch.

WHO CAN APPLY

All individuals, joint applicants, residents and non-residents

MINIMUM LOAN AMOUNT

RM30,000  (inclusive of  MRTA).

LOAN MARGIN

Up to 90% + 5% (MRTA)

LOAN ELIGIBILITY

Installment amount should be within 40% of salary

LOAN TENOR

Minimum    : 5 years
Maximum   : 35 years or age 70 whichever  is earlier

PROCESSING FEES Waived

REDRAW FEES

RM50.00 per transaction shall be debited into the loan account

Other fees and charges please click Rates & Charges