My1 Revolving Home Loan

Much more than just a home loan.


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Overview

Realising your dream should be this easy.  Keeping things simple.  That’s what we bank on to keep our customers happy.  As a financial partner who takes individual goals and needs to heart, we offer customers a banking experience that is rewarding and hassle-free.  For a home loan that suits you, we’re just a call away.

Malaysia's first ever MY1 Revolving Home Loan lets you withdraw up to your approved loan amount, which includes both your paid monthly installments and any additional amount you have credited to your loan account. With that flexibility and extra cash in hand, you can use it for anything - from financing a new business, home renovation to paying for your children's education.

To top it off, you can make lump sum payments at any time. No penalty will be incurred and no legal documents are required. No other home loan offers you more.

For more information, please call 1-800-88-HOME (4663) or visit our nearest branch.

WHO CAN APPLY

For Malaysian residents only

LOAN SIZE

Minimum loan size of RM350,000 (inclusive of MRTA)

LOAN MARGIN

Maximum 80% + 5% MRTA (MRTA is compulsory)

LOAN ELIGIBILITY

Installment amount should be within 40% of salary

LOAN TENOR

Minimum    : 5 years
Maximum   : 35 years or age 70 whichever  is earlier

MRTA

Compulsory at 100% (finance by the Bank and/or cash payment).
For joint applications, at least one of the applicants must be covered with MRTA at 100%.

PROCESSING FEES

RM200 (one-off payment)

Other fees and charges please click Rates & Charges