The RHB Personal Financing
Effective relief for any financial headache
Overview
Get RHB Personal Financing for an ideal lifestyle! For as low as RM57.54* per month, get RM2,000 and more! Sign up now to enjoy these key benefits:
- Repayment period from 1 to 5 years
- Financing amount from RM2,000 to RM150,000
- Financing amount capping and Interest Rates as below
Affordable monthly instalment
| Category |
Loan Amount Capping |
Interest Rate from (p.a.) |
| Minimum |
Maximum |
| Tier 1 |
RM2,000 |
RM10,000 |
13.45%* |
| Tier 2 |
RM11,000 |
RM50,000 |
11.66%* |
| Tier 3 |
RM51,000 |
RM99,000 |
9.91%* |
| Tier 4 |
RM100,000 |
RM150,000 |
6.49%* |
*The rates stated above are based on a flat rate and vary according to the repayment period from 12 months onwards.The actual rate charged however will be calculated on a monthly reducing balance rate. (effective interest rate or in short EIR).
Tier 1: from 13.47%p.a. flat that is equivalent to EIR 24% p.a;
Tier 2 from 11.74% p.a. flat that is equivalent to EIR 21% p.a.;
Tier 3: from 10.02% p.a. flat that is equivalent to EIR 18% p.a.;
Tier 4: from 6.62% p.a. flat that is equivalent to EIR 12% p.a.
The EIR rate may be higher if the monthly payment is not reqular.
