| SERVICE |
COMMISSION / SERVICE CHARGES / INTEREST |
| Joining fee |
RM0 |
| Card replacement fee |
RM50 for each reaplacement card issued |
| Cash advance fee |
5% of amount advanced or a minimum of RM15, whichever is higher |
| Dishonoured cheque charges by card issuer (per cheque) |
Nil |
| Production of sales draft |
RM20 for each sales slip or cash advance duplicate copy |
| Overlimit fee |
RM50 per occurance
Whenever the Total Outstanding Balance including all charges levied by the bank exceeds the Combined Credit Limit |
| Additional statement request |
RM5 per copy |
| Late payment |
Min RM5 or 1% of total outstanding up to max RM50 |
| Overseas transaction |
1% of the transactions made in foreign currencies |
| Finance Charges |
Retail Purchases
Finance charges:
| Description |
Interest Rate from 13th month onwards |
| Prompt payment for 12 consecutive months |
13.5% |
| Prompt payment for 10 consecutive months or more within 12 months |
16% |
| Prompt payment for less than 10 within 12 months |
17.5% |
|
| Minimum Monthly Payment |
5% of the outstanding balance or a minimum of RM50, whichever is higher. |
| Interest Free Period |
20 days from statement date- if all retail transactions of the previous month are fully paid |
