Current Account

Note:
Guidelines on the Imposition of Cheque Processing Fee

SERVICE COMMISSION / SERVICE CHARGES / INTEREST
Cancellation of long outstanding uncollected cheque book after issuing of reminder RM25 per cheque book
Cheque returned due to

insufficient fund

due to post dated
RM150 per cheque
(effective 15 Aug 2010)
RM10 (on payee’s account)
Reclearing of cheques RM50 per cheque
Interest on Overdrawn Amount (TOD) Min : RM5
Max : BLR + 3.5%
Service charge on dormant account For dormant accounts with balances of up to RM10, the account is closed and the amount absorbed as a charge.

For dormant accounts with balances more than RM10, an annual service fee of RM10 is charged until the remaining balances are sent to unclaimed monies.
Service charge Current Account (without OD facility)
Monthly RM5.00 is levied on account if daily average balance is below RM1,000.

Current Account (with OD facility)
Half yearly RM10.00 is levied on account if daily average balance is below RM1,000 in the preceding 6 months.

MaxCash Account
Three free withdrawals per month. A service charge of RM5.00 per transaction will be levied for subsequent withdrawals / debits during the month. RM5 is levied on daily average balance below RM1,000.

My1 Account
RM15 annual fee. Monthly RM5.00 is levied on account if average daily balance is below RM5,000.
Audit confirmation

With facilities

Without facilities
RM100

RM50 (effective 15 Aug 2010)
Mandate form RM10 stamp duty
RM10 service charge
Stop payment cheque

Upon Instruction

Upon cheque returned (sufficient fund)

Upon cheque returned (insufficient fund)


RM20 per cheque

RM20 per cheque

RM150 per cheque (effective 15 Aug 2010)
Photocopies of cheques, pay-in-slips, advices and cheque images
RM10 per document
Request for changes of signatories/conditions for Current Account
RM10 per account
Stamp duty On Letter of Indemnity RM10
Transfer of Fund via Instruction (account to account), other than payroll services RM5 Service charge per transaction
Outstation cheque purchase 0.06%
Min : RM0.50
Max : RM500
Coins deposit

(Individual & SME customers will be exempted)
RM3 Service charge for deposit from RM1,000 to RM3,000

RM5 service charge for deposit more than RM3,000

* Not applicable for Basic Current Account
Changing of coins

(Individual & SME customers will be exempted)
RM8 per bag

Loose coins : RM1 for every RM50
Third party encashment of Pre-printed "Account Payee Only" crossing cheque RM2 charge to drawers' account for each third party encashment

Third party encashment on cheque with MICR code 16 is waived (Government cheques).
Bulk cash deposits

(Individual & SME customers will be exempted)
1st 1,000 pieces no charge.
Multiple of 1,000 pieces,a service charge of RM10 up to a maximum of RM500 will be charged on current account only.
Closure of Current Account RM20 on current account closed within 6 months
RM10 on Current Account closed after 6 months

MaxCash Account
RM20 on account closure within 3 months from the date it is opened. Where the account balance is less than RM20, the closing charge will be the balance amount.
Inward cheque returned RM10 courier charges
(To courier to customer's address)