Essential EduSmart

Inspire your child with a lifetime gift

Why Essential EduSmart?

It is an insurance endowment plan that helps you to save in more ways than one for your children's education. With Essential EduSmart, you'll find it easy to plan for your child's future while enjoying peace of mind that your child's health is protected at all time.

What are the benefits?

  • Education Excellence Award
  • Cash payouts before maturity
  • Guaranteed total cash payouts up to 140% of Sum Assured (if held to maturity)
  • Annual cash bonus and terminal bonus
  • Optional Payor Benefit Rider
  • Insurance protection for Death, Total and Permanent Disability (TPD) and Juvenile Dread Disease (JDD)


Life Assured
The minimum age at entry: 1 month attained age
The maximum age at entry: 15 years old at next birthday

Proposer / Payor
The minimum entry (Parent / Guardian) age: 17 years old at next birthday

Need More Information?
If you wish to know more about Essential EduSmart, please walk into any nearest RHB Bank branch and speak to our friendly Personal Banker / Relationship Manager.

A copy of Product Disclosure Sheet on this product can be obtained from any RHB Bank branches.
This product is underwritten by Tokio Marine Life Insurance Malaysia Berhad. Terms and Conditions apply.