Structured Investments / Deposits

Structured Investments / Deposits

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Overview

RHB Bank provides innovative structured products, giving investors the opportunity to enjoy potentially higher yields without putting the principal at risk. Structured Products have emerged as a new investment alternative, allowing investors the chance to participate in various financial instruments. We offer customised solutions tailored according to your needs.

The Structured Products offered by RHB include:

Dual Currency Investment (DCI)

Dual Currency Investment (DCI) is a non principal protected structured investment that allows investors to enjoy higher potential returns than normal time deposit. This investment enables the investors to convert their existing base of foreign currencies into the alternate currency of their choice at the pre-agreed conversion rate. You decide at the start, the currency pair - base (investment) currency and an alternate currency, tenure as well as the conversion rate. On maturity, you will receive your investment (principal) either in the base or the alternate currency at the pre-agreed conversion rate, depending on which is the weaker currency. The interest earned is payable in the base currency.

Double-No-Touch (DNT)

Double-No-Touch (DNT) is a principal-protected investment, which pays the Maximum Interest Rate if the Reference Spot Currency Pair trades within the stated range during the Observation Period of the Investment. If the Reference Spot Currency Pair touches either side of the range during the Observation Period of the Investment, the Minimum Interest Rate is paid out. The initial Investment Amount is protected only if the Investment is held until maturity. Minimum amount and tenure are subject to terms and conditions.

One-Touch (OT)

One-Touch (OT) is a principal-protected investment, which pays the Maximum Interest Rate if the Reference Spot Currency Pair touches the trigger rate during the Observation Period of the Investment. If the Reference Spot Currency Pair does not touch the trigger rate during the Observation Period of the Investment, the Minimum Interest Rate is paid out. The initial Investment Amount is protected only if the Investment is held until maturity. Minimum amount and tenure are subject to terms and conditions.

WARNING

THE RETURNS ON YOUR STRUCTURED PRODUCT INVESTMENT WILL BE AFFECTED BY THE PERFORMANCE OF THE UNDERLYING ASSET/REFERENCE, AND THE RECOVERY OF YOUR PRINCIPAL INVESTMENT MAY BE JEOPARDISED IF YOU MAKE AN EARLY REDEMPTION.

For more information, please contact RHB Phone Banking at +603-92068118 or
click here to leave us a contact.

For enquiries and other structures such as range accrual etc, please contact our Treasury Ambassadors.